
Sep 2, 2025
If your business relies on vehicles—whether for deliveries, client visits, or transporting goods—Commercial Auto Insurance is essential. Accidents can happen anytime, and the costs without coverage can be devastating.
What Is Commercial Auto Insurance?
It covers vehicles owned, leased, or rented by your business, providing protection against:
Collision damage
Property damage
Medical payments
Liability claims
Uninsured/underinsured drivers
Why Businesses Need It
Personal auto policies usually don’t cover business-related driving
Protects company assets if an employee causes an accident
Ensures smooth business operations after unexpected incidents
Who Needs Commercial Auto Insurance?
Delivery services
Contractors & construction firms
Real estate agencies
Sales teams with company cars
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